Run the numbers
Mortgage calculators that don't oversimplify.
Seven tools that give you straight answers — no email gate, no fake teaser rate. Use them as a starting point, then talk to an advisor when you're ready.
How much house can I afford?
Enter income, debts and down payment — get a realistic max purchase price using DTI guidelines.
Refinance break-even
Compare your current loan to a new one. See exactly when monthly savings exceed closing costs.
Rent vs buy
Side-by-side 5/10/30-year cost comparison including equity build-up, taxes and maintenance.
Closing cost estimator
Itemized estimate of every fee — lender, title, government, prepaids — by state and loan type.
Mortgage payoff
See how extra principal payments shave years off your loan and tens of thousands in interest.
HELOC payoff
Map out an aggressive payoff schedule for a variable-rate HELOC before rates move against you.
Document checklist
Personalized printable list of every document you'll need based on your loan type.