Document Checklist
Know exactly what you need before you apply.
Pick your loan type and we'll generate a tailored, printable checklist. Most applications get held up by missing documents — this prevents that.
Document checklist
Home purchase
9 items · Generated by Proficient Home Finance
1. Government-issued photo ID
Driver's license or passport. Must be unexpired.
2. Social Security card or ITIN
Or alternative SSN documentation.
3. 2 most recent pay stubs
Must show year-to-date earnings.
4. 2 years of W-2s
Both employer copies and tax-filed copies if available.
5. 2 most recent bank statements
Every page, including blanks. All checking & savings accounts.
6. 2 most recent retirement / investment statements
401k, IRA, brokerage.
7. Fully executed purchase contract
Signed by both parties.
8. Earnest money deposit receipt
Showing funds cleared.
9. Homeowners insurance quote
We can recommend providers.
Additional documents may be requested during underwriting. Questions? Email info@proficienthomefinance.com or call (808) 972-0774.