Mortgage Payoff
Burn the mortgage. We'll show you how.
Refinance, recast, or accelerate — we model every payoff strategy so you know exactly how much interest you're saving and when you'll be debt-free.
Refinance Smart
Lower rate or shorter term — sometimes both. We'll show you exactly when refinancing pencils out.
Recast & Save
A lump-sum recast can drop your monthly payment without restarting your term. Often overlooked.
Acceleration Plans
Bi-weekly payments, principal curtailment, and round-up strategies that quietly cut years off your loan.
Interactive tool
See what extra payments save you.
Adjust your loan and an extra monthly principal amount — watch the payoff date and total interest move in real time.
Your loan
Loan balance over time
Compare your payoff trajectory with vs. without extra payments
Estimates assume a fixed-rate loan with consistent extra principal applied each month. Excludes taxes, insurance, and PMI. For illustration only — your loan officer will model exact scenarios.
Sample case study
A 30-year loan, paid off in 18.
One of our clients in Denver had a $385,000 mortgage at 6.75%. By combining a 20-year refinance with a modest principal acceleration plan, they're now on track to be mortgage-free 12 years early — saving $147,200 in interest.