MW
Marcus Whitfield
Chief Executive Officer
NMLS #441207
22 years in residential lending. Former regional VP at a top-10 retail mortgage bank. Founded Proficient Home Finance to put borrower outcomes ahead of origination volume.
Our Team
The people behind every loan we close.
Licensed advisors, seasoned underwriters, and an operations team that treats your file like it matters — because it does. Proficient Home Finance is a DBA of AnnieMac Home Mortgage.
Licensing & DBA disclosure
Proficient Home Finance is a DBA of AnnieMac Home Mortgage. We're a licensed mortgage lender — verify any team member on the NMLS Consumer Access portal.
- Company NMLS
- #338923
- Legal entity
- AnnieMac Home Mortgage (DBA: Proficient Home Finance)
- State licensing
- Licensed in 48 states + DC
- Approvals & audits
- FHA · VA · Equal Housing Lender · BBB A+ · SOC 2 Type II
Each licensed loan originator listed on this page holds an individual NMLS ID. Verify license status, employment, and any disciplinary history at nmlsconsumeraccess.org. Equal Housing Lender. This is not a commitment to lend.
Leadership
The team setting the standard for how we underwrite, price, and communicate.
PR
Priya Ramaswamy
President & Chief Operating Officer
MBA, Wharton
Leads operations across underwriting, processing, and post-close. Previously scaled fintech ops teams from 50 to 500+. Obsessed with cycle-time and clear borrower communication.
DO
Daniel O'Connor
Chief Lending Officer
NMLS #305812
Oversees the licensed advisor team across all 48 states. Direct-endorsement underwriter background (FHA & VA). Champion of the no-surprises pricing standard.
Home Finance Advisors
Every advisor is NMLS-licensed, salaried (not commission-only), and trained on our long-term-thinking playbook.
JC
Jasmine Carter
Senior Home Finance Advisor
NMLS #582914 · 12 yrs
First-time buyers and FHA specialist. Speaks fluent Spanish. Known for walking borrowers through every line of the closing disclosure.
EN
Ethan Nakamura
Senior Home Finance Advisor
NMLS #614098 · 9 yrs
Refinance and HELOC payoff strategist. Built our internal break-even calculator. USAF veteran — VA loans are a personal passion.
SM
Sofia Marquez
Home Finance Advisor
NMLS #729443 · 7 yrs
Investor and DSCR loans. Owns a small portfolio herself, so she speaks landlord. Bilingual English/Spanish.
RG
Rachel Goldberg
Home Finance Advisor
NMLS #688210 · 8 yrs
Jumbo and high-net-worth files. Former wealth-management associate. Excellent at coordinating with CPAs and estate attorneys.
AB
Andre Beaumont
Home Finance Advisor
NMLS #701355 · 6 yrs
USDA, rural, and self-employed borrowers. Patient with complex income documentation. Originally a CPA.
NP
Nia Patel
Home Finance Advisor
NMLS #745902 · 5 yrs
Reverse mortgage and seniors specialist. Certified Reverse Mortgage Professional (CRMP). Known for her unhurried, plain-English approach.
Operations & Compliance
The underwriters, processors, and compliance pros who turn an application into a funded loan.
TL
Theresa Lin
VP, Underwriting
Leads the underwriting desk. 18 years across FHA/VA/Conventional. Turn-times you can set a watch by.
MB
Marcus Bell
Director of Processing
Owns the file from disclosures to clear-to-close. Built the document-checklist that our borrowers rave about.
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Hana Suzuki
Head of Compliance
Keeps us square with TRID, RESPA, ECOA, and 48 state regulators. Former CFPB examiner.
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Wesley Adebayo
Director of Client Experience
Owns NPS, complaint resolution, and the post-close survey. If something feels off in your file, his team hears about it.
Calling all licensed originators
Already NMLS-licensed? Let's talk.
We're hiring licensed Home Finance Advisors who'd rather be salaried than commission-only, who lead with the borrower's long-term interest, and who want modern tools instead of fax machines. If that's you, we want to meet you.
Want to join the team?
We're hiring licensed advisors, underwriters, and processors. Salaried roles, remote-friendly, generous benefits.