Partner Program
Refer with confidence. Close with us.
Realtors, CPAs, and financial advisors trust PHF for one reason: we close. On time, with daily updates, and zero surprises that put your reputation at risk.
24-hour pre-approvals
Your buyer gets a real, underwriter-reviewed pre-approval letter the next business day — not a rate-shopping placeholder.
You own the relationship
We never poach. Every borrower communication CCs you, and we route refi opportunities back through you.
Closing date you can promise
Average 21-day close on conventional, 28 on FHA/VA. We commit in writing on day one of contract.
Co-marketing support
Branded flyers, open-house rate sheets, and quarterly market updates — all compliant, ready to send.
How it works
- 1
Submit a referral
Use the form on /refer — takes ~90 seconds. We confirm receipt within 1 business hour.
- 2
We contact your client
A dedicated loan officer reaches out the same day, with you CC'd on the first email.
- 3
Pre-approval in 24 hours
Real underwriter review — not just a credit pull. Letter ready to send with offers.
- 4
Daily updates through close
You and your client both receive milestone updates: appraisal ordered, conditions cleared, CTC issued.
Ready to send your first referral?
No contracts, no minimums, no fees. Submit a referral and see how we work.
Submit a referral